Section 479A of the Higher Education Amendments of 1992 authorizes the financial aid administrator to exercise Professional Judgment (PJ) on a case-by-case basis. With the passage of the Higher Education Amendments of 1992, there is now a single need analysis methodology for all Title IV programs including the Federal Pell Grant. This has given the Financial Aid Administrator the authority to use professional judgment for the Pell Grant as well as all other Title IV programs. The Office of Financial Assistance is not required to do a professional judgment and will only be done when deemed appropriate.
The following are conditions/reasons for which a student may request an adjustment to their EFC. The documents required that are listed below may not be the only documents needed once the PJ has been reviewed.
1. Death of a parent or the independent student's spouse.
A copy of the death certificate
W2’s and current federal tax returns for independent student or for surviving parent of dependent student.
2. Loss of employment by independent student/spouse/parent (for at least 3 months).
3. Loss of earnings due to disability.
4. Loss of untaxed income and benefits.
5. Divorce or legal separation of parent or student
6. One time income (inheritance, IRA distribution, retroactive lump-sum payment, etc.)
*Please be aware that some expenses will not be approved.
7. Non-elective medical or dental expense not covered by insurance.
8. Elementary and secondary education tuition
It is the policy of the Office of Student Financial Assistance that we begin to use PJ to make adjustments to the EFC beginning July 1st for the upcoming award year. Accuracy in your income projection(s) is very important. It is the policy of NKU's Office of Student Financial Assistance to not process future adjustments for any student who underestimates his/her household income by more than 15% for an adjustment calculation. For adjustments to income processed after January 1 of the award year, students and parents will be asked to provide current tax forms or W-2s.
Procedure to follow:
Processing time can be up to two weeks, or longer during peak times in the year.
Professional Judgments are processed in date order.