Northern Kentucky University offers 3 options for dental coverage through Delta Dental.
PREVENTIVE OPTION |
BASIC OPTION |
BUY UP OPTION |
|||
|---|---|---|---|---|---|
| NETWORK | PPO, Premier, or Out of network Providers | PPO or Premier Providers |
Out of Network Providers | PPO or Premier Providers | Out of Network Providers |
| Preventive (oral exams, x-rays, teeth cleaning, fluoride) | Deductible does not apply. 0% of NNR | ||||
| Deductible | None | $50/individual $150/family |
$50/individual $150/family |
$50/individual $150/family |
$50/individual $150/family |
| Basic/Minor (fillings, extractions, oral surgery, root canal, periodontics) | Not covered | 20% NNR | 40% NNR | 20% NNR | 20% NNR |
| Major (crowns, bridges, dentures) | Not covered | 50% NNR | 60% NNR | 50% NNR | 50% NNR |
| Maximum per person annual benefit payable | Plan pays $1,000 | Plan pays up to $1,500 | Plan pays $1,000 | Plan pays $2,000 | |
| Orthodontia | Not covered |
Not covered | 50% NNR, only covered for dependents under 19 | ||
| Implants | Not covered | Not covered | Not covered | ||
| Lifetime per person ortho benefit payable | Not covered |
Not covered | Plan pays $2,000 | ||
| PREVENTIVE | BASIC | BUY UP | |
|---|---|---|---|
| EMPLOYEE ONLY | 4.06 | 14.95 | 35.05 |
| EMPLOYEE + SPOUSE | 18.13 | 43.38 | 83.59 |
| EMPLOYEE + CHILDREN | 16.72 | 40.52 | 95.44 |
| EMPLOYEE + FAMILY | 32.19 | 71.84 | 144.29 |
| NKU SPOUSES - EMPLOYEE + SPOUSE | 7.00 | 26.00 | 60.00 |
| NKU SPOUSES - EMPLOYEE + FAMILY | 18.00 | 48.00 | 111.00 |
| PREVENTIVE | BASIC | BUY UP | |
|---|---|---|---|
| EMPLOYEE ONLY | 14.06 | 28.45 | 48.55 |
| EMPLOYEE + SPOUSE | 28.13 | 56.88 | 97.09 |
| EMPLOYEE + CHILDREN | 26.72 | 54.02 | 108.94 |
| EMPLOYEE + FAMILY | 42.19 | 85.34 | 157.79 |
New Hires: 1st of the month after 30 days of employment.
Annual Enrollment: January 1st of next calendar year.
Coverage may not be changed during a calendar year unless you have a family status change.
Please note: Employees electing Buy Up coverage must remain in that option for 2 enrollment cycles.
